I did not designate a beneficiary. What will happen?
For cases with no designated beneficiary or beneficiaries, Manulife will follow the hierarchy rule:
CIVIL STATUS |
HIERARCHY |
Insured is Single |
Parents are the legal heirs |
Insured is Single with Child |
Child is the legal heir (subject to submission of proof and other requirements) |
Insured is Married |
Spouse is the legal heir (requires Original PSA Marriage Contract & other requirements) |
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