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I did not designate a beneficiary. What will happen?

 

For cases with no designated beneficiary or beneficiaries, Manulife will follow the hierarchy rule: 

CIVIL STATUS 

HIERARCHY 

Insured is Single 

Parents are the legal heirs 

Insured is Single with Child 

Child is the legal heir 

(subject to submission of proof and other requirements) 

Insured is Married 

Spouse is the legal heir 

(requires Original PSA Marriage Contract & other requirements) 


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