Will my HMO cover my expenses?

Yes, your HMO provider will continue to provide coverage for symptoms associated with COVID-19, provided that you availed your benefits from an HMO-accredited network. Medical benefits will be deducted first before applying the PhilHealth benefits for medical expenses related to Probable and Confirmed COVID-19 cases inpatient care. This is in compliance with PhilHealth Circulars 2020-009 and 2020-011.  Please take note that your HMO's coverage will be based on the final diagnosis and the member’s maximum benefit limit.

For more details about your HMO coverage, you may log in to your Benefits Made Better account or ActiveLink mobile application.